Schemes

The Employees’ State Insurance Scheme is a unique multidimensional self financing social security scheme in which every contributor is a benefactor and a beneficiary. This integrated scheme of health insurance provides comprehensive medical cover and cash benefits in the contingencies of sickness, maternity, disablement and death due to employment injury to the insured persons and their dependants. The ESI Act, 1948 provide the conceptual break through in the development of a social security scheme that has over the years metamorphosed into the country’s largest worker welfare programme in terms of geographical reach, demographic coverage and multi-faceted services.

The ESI Act is applicable to over two lakh industrial units, across the length and breadth of the country. In the ESI Scheme employer is the only link between the administrative machinery and its service system on one hand and the workers on the other hand.


coverage


The Employees’ State Insurance Scheme is a unique multidimensional self financing social security scheme in which every contributor is a benefactor and a beneficiary. This integrated scheme of health insurance provides comprehensive medical cover and cash benefits in the contingencies of sickness, maternity, disablement and death due to employment injury to the insured persons and their dependants. The ESI Act, 1948 provide the conceptual break through in the development of a social security scheme that has over the years metamorphosised into the country’s largest worker welfare programme in terms of geographical reach, demographic coverage and multi-faceted services.

The role of employers in the development of this social security programme is pivotal to its success. Be it implementation, extension of coverage, registration of employees, timely payment of contribution or procedural guidance to workers for smooth and steady flow of benefit, the active involvement of the employers cannot be dispensed with at any stage.

The ESI Act 1948 enacted on 19th April provide for certain benefits to the employees in case of sickness, maternity and employment injury and to make provision for certain other matters in relation thereto.

The ESI Act is applicable to over two lakh industrial units, across the length and breadth of the country. In the ESI Scheme employer is the only link between the administrative machinery and its service system on one hand and the workers on the other hand.

It is hoped that this write up will serve as an useful guide to the employers in complying with the provisions of the ESI Act.

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